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With fixed-rate home loans, you get to lock in your mortgage rate. This is a very popular option because it gives borrowers a set amount that is due monthly. If you get a fixed-rate mortgage you can pick the loan length to fit your budget.
Current rates in New York are 3.79% for a 30-year fixed, 3.18% for a 15-year fixed, and 4.26% for a 5/1 adjustable-rate mortgage (ARM). Learn more about today’s mortgage rates.