DALLAS — For two years, Peggy Kraus’ adjustable-rate mortgage saved her money. with a fixed-rate loan. "Any time you do an adjustable-rate loan, there is a certain amount of gambling," she said.
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HARD MONEY TERMS. As a result of the shorter term, Florida hard money loan applicants should be sure that they have taken the necessary step to repairs their credit or to either refinance, pay off the hard money loan, or sell the property before the hard money loan term become due.
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Pay back the loan. Most hard money loans are designed to be paid back quickly, usually within 12 months. If you do not pay back the loan in time, then the lender might be liable to take your home as collateral. To avoid this, make sure you can easily afford the repayment schedule you stipulate in your loan agreement.
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